Terms and Conditions

Terms and Conditions Overview

Welcome to cerulonavixa's terms and conditions. These terms govern your use of our financial planning consultation services and website.

By accessing our services, you acknowledge that you have read, understood, and agree to be bound by these terms.

These terms create a legally binding agreement between you and cerulonavixa.

Key Definitions

For clarity, the following terms have specific meanings in this agreement:

• Service:: Our financial planning consultation services, website, and related resources.
• User:: Any individual or entity accessing or using our services.
• Content:: All information, materials, and resources provided through our platform.
• Agreement:: These terms and conditions, along with our privacy policy and other referenced policies.

Service Eligibility

Our services are available to individuals who meet the following criteria:

You must be at least 18 years old, have legal capacity to enter contracts, and provide accurate information about your circumstances.

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account information
• Use our services only for lawful purposes
• Refrain from misusing or attempting to manipulate our services
• Notify us promptly of any security concerns

Prohibited Activities

The following activities are strictly prohibited when using our services:

• Using our services for illegal activities
• Transmitting harmful, offensive, or inappropriate content
• Sending unsolicited communications or spam
• Attempting to hack, disrupt, or compromise our systems
• Impersonating others or providing false information
• Automated data collection or scraping

Service Usage Terms

Your use of our services is subject to the following conditions:

We grant you a limited, non-exclusive license to use our services for personal financial planning purposes.

Intellectual Property

All content, trademarks, and intellectual property on our platform remain the exclusive property of cerulonavixa.

Your use of our services does not grant you ownership rights to any intellectual property.

Unauthorized use of our intellectual property may result in legal action and termination of service access.

User-Generated Content

You retain ownership of any content you provide to us, such as information shared during consultations.

By providing content, you grant us a license to use it for service delivery and improvement purposes.

You are responsible for ensuring that any content you provide is accurate and does not violate third-party rights.

Privacy and Data Protection

Your privacy is important to us, and we handle your personal information in accordance with our privacy policy.

Please review our Privacy Policy for detailed information about data collection, use, and protection. Privacy Policy

Disclaimers and Warranties

Our services are provided "as is" without warranties of any kind, express or implied.

Please refer to our Disclaimer for additional important limitations and notices. Disclaimer

Limitation of Liability

Our liability is limited to the maximum extent permitted by law.

We shall not be liable for indirect, consequential, or punitive damages.

In no event shall our total liability exceed the amount you paid for services in the preceding 12 months.

Indemnification

You agree to indemnify and hold cerulonavixa harmless from any claims arising from your use of our services.

This includes defending against claims and paying associated costs, damages, and legal fees.

Dispute Resolution

We prefer to resolve disputes through direct communication, but formal procedures are available when necessary:

Termination

Either party may terminate this agreement with appropriate notice as specified in your service agreement.

Upon termination, your access to our services will cease, but certain provisions of these terms will survive.

Provisions regarding intellectual property, liability limitations, and dispute resolution survive termination.

Governing Law

These terms are governed by the laws of Australia.

You agree that Australian courts have jurisdiction over any disputes arising from these terms.

Local variations may apply depending on your jurisdiction of residence.

Terms Modifications

We reserve the right to modify these terms at any time to reflect changes in our services or legal requirements.

We will provide notice of significant changes through email or website announcements.

Continued use of our services after modifications constitutes acceptance of the updated terms.

General Provisions

Contact Information

For questions about these terms or to report violations, please contact us: